That have expert mortgage brokers at every department workplace, regional financing maintenance, while the power to apply on the internet or even in-people, Westfield Bank has the benefit of an easier way to get, create, otherwise refinance.
Contemplating to invest in a house? Make the most of the Secure & Shop system! After you have come prequalified, you’re getting an acceptance letter you to promises your own rate of interest having 30 days so you’re able to shop with certainty. Start-off today! Click here to use online, otherwise label any of our very own of use Mortgage Officials revealed less than.
Special applications having pros, first responders and you may first-big date homebuyers. Make sure to inquire all of us exactly how we can help you get an effective speed and save well on closing costs!
On Westfield Lender, we’ll be along with you every step of means to fix make sure a quick, effortless, and you will be concerned-totally free feel. Greet domestic!
Home loan Affairs
- Fixed-Rate
- Varying Rate
- First-Go out Homeowners
- Build & House Funds
- Financing Financing
- First Responders & Pros
Fixed-Speed Mortgages
With fixed pricing and you can terminology, Fixed-Rates Mortgages give you the assurance regarding a predetermined month-to-month payment for the life of the borrowed funds. Fixed-Rate Mortgage loans can be used for number one otherwise second residences.
Adjustable Price Mortgages
Built to render people having all the way down monthly obligations, Adjustable Rates Mortgage loans keeps interest rates which can be repaired to have an 1st identity then adjusted sporadically afterwards. Readily available for primary otherwise supplementary houses, we offer different varying rate terms and conditions.
First-Big date Homebuyers Applications
In search of the first household? Westfield Bank gives you the flexibleness to try to get a property loan on the web, myself, or one another. That is an excellent. Today, the audience is plus providing earliest-day homebuyers $five-hundred off closing costs. Which is most readily payday loans North Carolina useful!
Featuring low-down costs and special funding terms and conditions, our very own Basic-Date Homebuyer Applications are created to make buying your first family easier and affordable. To own a finite go out, we’re making you to definitely very first domestic buy convenient by the stretching an effective $five hundred financial credit towards the closing costs towards people recognized financial when you use that have Westfield Lender.
*Borrower can get an excellent $five hundred bank credit to the settlement costs from the closing. At the mercy of underwriting and you will financing approval. Possessions must be situated in Massachusetts otherwise Connecticut. Refinances out-of current Westfield Loans aren’t eligible. Are and most other now offers. Bring is generally rescinded any moment.
Construction Finance
Building a property is a complicated procedure. I work with you each step of the means to fix generate your design money feel as the worry-free that you can-off begin to finishing fingernails.
- That degree and another closing
- Interest-just costs throughout the several-day framework period
- Fixed-rates or changeable price financial solutions
Home Fund
Discover the perfect destination to build your new home? Having a secure Mortgage of Westfield Lender, you could potentially funds the acquisition regarding property to construct towards. Maximum loan-to-really worth (LTV) try 80% that have attention-just money for a few years.
Financing Funds
Looking to purchase property because a good investment? Our Funding Fund are a great way to finance non-owner occupied homes.
Effective armed forces, pros, and first responders, you create our communities best. So, we have been providing you $five-hundred from closing costs while making their home loan experience ideal.
Westfield Financial appreciates the service and you can give up of our own region’s uniformed solution gurus, from active and you will retired army servicepeople to cops, firefighters, and EMTs. That’s why we have been extending good $five hundred financial credit towards the financial closing costs.
*Borrower will have a good $500 lender borrowing into the settlement costs during the closing. Subject to underwriting and you may mortgage recognition. Possessions must be situated in Massachusetts otherwise Connecticut. Refinances off most recent Westfield Loans aren’t qualified. Offer may be rescinded at any time.